Lead Types & Pricing
Every MCA Product, Priced Honestly
Merchant cash advance leads cost between $0.05 and $25 per lead, depending on how fresh the file is and what comes with it. There is no single "best" MCA lead — only the right product for your budget, your closers and your funders. Here’s exactly what each one is, what it costs, and who it’s built for. Every lead comes with 30-day exclusivity.
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Volume pricing on everything — the more you take, the lower your cost per lead. $900 minimum order.
MCA products compared by price, file age, best use and minimum order
| Product | File Age | Starting At |
Best For | Min Order |
| Full Submissions | 24–48 hours | from $17 | Closers working deals same-day | 36 |
| Full Submissions | 0–7 days | from $5 | Best intent-to-cost balance | 140 |
| Full Submissions | 0–30 days | from $3 | Teams that follow up properly | 180 |
| Full Submissions | 30–60 days | from $2 | Dialing floors, renewal plays | 300 |
| Full Submissions | 60 days+ | from $0.30 | High-volume outbound | 1,000 |
| Aged Submissions | Aged data | from $0.05 | Large floors at lowest cost | 3,000 |
| SMS Leads | Campaign data | from $0.08 | Compliant SMS campaigns | 4,500 |
| Email Blasting | Campaign data | from $0.08 | Multi-touch email sequences | 4,500 |
Your exact price depends on volume. Every product is priced on a sliding scale — these are the rates at higher volumes. Put your real quantity into the
order builder and it shows your exact cost per lead and line total instantly, before you commit to anything.
MCA Full Submissions
A full submission is a complete, underwriting-ready funding package: a merchant application with full supporting documents. You are not buying a name and a phone number — you are buying a deal that can go to a funder the same day it lands in your inbox.
This is one product, not five. What changes across the range is age — how long ago the merchant submitted. A 24–48 hour file is a merchant still actively shopping for capital, which is why it commands $17 to $25. A 60-day file is the same data type at a fraction of the price, built for volume dialing rather than same-day placement.
What's included in every submission
- Merchant application with owner details
- Complete supporting documentation package
- Monthly revenue, time in business, industry and requested funding amount
- Direct contact details for the decision maker
Choosing an age
24–48 hours · $17–$25
The freshest file we sell. Merchant submitted yesterday and is still taking calls about funding. For closers who work deals immediately.
0–7 days · $5–$6.50
Still inside the active shopping window, at a third of the 24-hour price. The best balance of intent and cost for most brokers.
0–30 days · $3–$5
Recent enough that the funding need is usually real. Good for teams that follow up properly rather than dialing once.
30–60 days & 60 day+ · $0.30–$3
Volume plays. Many of these merchants either never got funded or are now approaching a renewal. Built for dialing floors.
Revenue filtering: the 24–48h and 0–7 day tiers can be filtered by merchant monthly revenue from $25K to $500K+. Price your order →
Aged Submissions (Data)
Aged submission data is real MCA application data, priced for volume dialing rather than same-day placement. At $0.05 to $0.30 a record, you're not looking for a 20% contact rate — you're looking for enough conversations per thousand dials to keep a floor busy at a cost per deal that beats anything fresh.
Every record is DNC-scrubbed before delivery. Minimum order is 3,000 records.
How brokers use aged MCA data profitably
- Feed a dialing floor. Volume data keeps reps in conversations all day rather than waiting on fresh drops.
- Play the renewal angle. A merchant who took an advance months ago is often ready for a second position.
- Run multi-touch. Combine calling with compliant SMS and email over several weeks instead of one-and-done dialing.
- Track by source batch. Measure contact and close rates per order so you know which volumes are worth repeating.
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SMS & Email Blasting Data
SMS and email data are built for campaigns rather than dialers — high volume, low cost per record, and designed to be paired with a compliant messaging or email platform. Both run $0.08 to $0.20 per record with a 4,500 minimum.
Compliance note. SMS and email campaigns to business contacts carry real regulatory obligations — TCPA for messaging, CAN-SPAM for email, plus state-level rules. You are responsible for consent, opt-out handling and record-keeping within your own platform. If you're not already set up for that, call us before you buy and we'll tell you honestly whether this product fits.
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Request a Quote
Priced per order
These products vary too much by volume, source and timing to publish a fixed price. Request pricing on any of them and we'll call you back — usually the same business day.
Funded Deals
Merchants who have been funded — prime for renewals and second positions.
Aggregated Leads
Aggregated MCA lead data — volume priced on request.
LendingTree Applicants
Merchants who applied for funding via LendingTree.
Subbed & Approved
Merchants who submitted and were approved — the highest intent we carry.
Bulk Data
Large-volume custom data pulls across any product — priced on request.
Request pricing on any of these →
What We Don't Sell
Worth saying plainly, because most vendors won't:
- No live transfers. We don't run a transfer floor, so we don't sell them.
- No real-time leads. Not a product we carry.
- No shared or semi-exclusive leads. Every lead is exclusive to one buyer for 30 days from delivery. There's no cheaper shared tier because we don't sell one.
If you need live transfers, we'd rather tell you straight than sell you something we don't do well.
What Data Comes With Every Lead
Every record we deliver includes the fields your reps need to open a real conversation — not just a name and a number:
Business information
- Legal business name and DBA
- Industry / business type
- State and business address
- Time in business
- Average monthly revenue
Contact & intent
- Owner / decision-maker name
- Direct phone (mobile where available)
- Email address
- Requested funding amount
- Date and time of original submission
Full submissions additionally include the merchant application and full supporting docs. Delivery by Excel, CSV or both — no extra cost.
What a delivered file looks like
Every order arrives as a clean spreadsheet, one lead per row. Here's the exact column structure (illustrative sample — not a real merchant):
Illustrative sample row showing the delivered file's column structure
| Business Name | Owner | Phone | Email |
State | Industry | Monthly Rev | Time in Biz | Requested |
| Sample Auto Group LLC | J. Sample | (555) 012-3456 | owner@sample-biz.com |
FL | Auto Repair | $84,000 | 4 yrs | $60,000 |
Not Sure Which Product Fits Your Floor?
Tell us your team size, your budget and what your funders approve. We'll tell you honestly which product to start with — even if it's the cheapest one.
Call 754-800-5268
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